Master Consulting Group and Master Benefits Agency
Privacy Policy

By using this site, you agree to the Privacy Policy of Master Benefits Agency, Inc. If you do not agree to the Policy, please do not use this site. Master Benefits Agency reviews its privacy policy periodically and reserves the right, at its discretion, to modify or remove portions of this policy at any time. This page should be reviewed periodically so that you are updated on any changes. If you want to communicate with us about our policy, please write to us at Master Benefits Agency, 26650 Renaissance Parkway, Cleveland, OH  44128 or e-mail us at patton@masterconsulting.com.

Master Benefits Agency, which operates the Internet site located at www.masterconsulting.com, recognizes the importance of protecting the privacy of personally identifiable information collected about visitors to our sites. As a general policy, no personally identifiable information, such as your name, address or email address, is automatically collected from visitors to our sites. Personally identifiable information about visitors to our sites is collected only when knowingly and voluntarily submitted. We may collect certain non-personal information to optimize our Web pages for your computer (i.e., the identity of your Internet browser, the type of operating system you use, your IP address and the domain name of your Internet service provider). We may use such non-personal information for internal purposes, including but not limited to improving the content of our sites.

In those instances when we do collect personally identifiable information, the following policies apply:

Notice

Master Benefits Agency will notify you when we are collecting personally identifiable information about you and how we intend to use it. For example, we may need to collect such information to provide you with information, a service, or an answer to a question you requested. Any critical information, such as your social security number, is digitally encrypted using industry standard encryption technologies.

Use and Security

Personally identifiable information that visitors submit to our sites is used only for the purpose for which it is submitted unless we disclose other uses in this Privacy Policy or at the time of collection. Such other uses may include sending you information or materials we think you will find interesting. However, at the time of collection, you will have the option of instructing us not to send you additional information. Master Benefits Agency is not responsible for the privacy policies or practices of our business partners.

Master Benefits Agency may use personally identifiable information in aggregate form to make our sites better and more responsive to the needs of our visitors. This statistical compilation and analysis of information may also be used by Master Benefits Agency or provided to others, in aggregate, for marketing, advertising or research purposes.

If at any time after submitting your personal information to our sites you would no longer like to receive information from us, simply follow the "unsubscribe" directions at the end of any email communication you receive.

Master Benefits Agency does not knowingly collect personally identifiable information from children under the age of 13.

Personal information may be disclosed in special situations where Master Benefits Agency has reason to believe that doing so is necessary to identify, contact or bring legal action against anyone damaging, injuring, or interfering (intentionally or unintentionally) with Master Benefits Agency’s rights, property, users, or anyone else who could be harmed by such activities. Also, Master Benefits Agency may reveal information when we believe in good faith that the law requires it.

Master Benefits Agency maintains appropriate safeguards to ensure the security, integrity and privacy of personally identifiable information submitted to our sites, and periodically reviews and updates its security measures in light of current technologies. Unfortunately, no data transmission over the Internet can be guaranteed to be totally secure. Although Master Benefits Agency strives to protect your personal information, we can not ensure or warranty the security of any information you may transmit to us or from our online products and services. This is done so at your own risk. Once we do receive your transmission, however, we make our best effort to ensure its security on our systems.

Cookies

Cookies are data that a Web site transfers to an individual's hard-drive for record-keeping purposes. Cookies, which are an industry standard used by most Web sites, including those operated by Master Benefits Agency, can facilitate a user's ongoing access to and use of a site. They allow us to track usage patterns and to compile data that can help us improve our content and target advertising. Master Benefits Agency does not save passwords or personal security information within Cookies, nor are our Cookies able to cause damage to a user’s systems or files. If you do not want information collected through the use of Cookies, there is a simple procedure in most browsers that allows you to deny or accept the Cookie feature. But you should note that Cookies may be necessary to provide you with features such as merchandise transactions or registered services.

May 11, 2000